Molds are microorganisms, which are categorized as fungi. There are many different types of molds and they normally grow on decaying matter and soil. They are important because they degrade plant matter in the environment. They can however be harmful if they thrive in your house. If you happen to find molds in your home, you should hire a professional who carries out mold removal in Michigan so that you can avoid potential adverse reactions towards it.
When exposed to molds, people can suffer from respiratory infections, skin rashes, sinus infections, allergies and asthma. In extreme cases, exposure to molds can be fatal. Molds can start growing in your home or business property if there is excessive moisture or humidity for a long period. This problem can be caused by sudden water releases such as a large spill or a burst pipe. It can also occur due to a leaking roof, leaking plumbing or a flooded or wet basement.
Most homeowners worry that their insurance policy will not cover the cost of removing molds. The reason for this is that homeowners insurance provides coverage for certain kinds of water damage only. Standard policies do not cover water damage that occurs because of negligence. For example, if a home has a leaking downspout that is spilling water into the property and it is not rectified, an insurance policy will not pay for the damage caused by molds.
If the damage resulted after your property flooded due to a certain kind of water related accident, such as a pipe bursting, your policy can cover the cost of mold remediation. In order to file a claim, you should review your insurance policy to understand what it covers and what it does not. You should then notify your insurer about the problem and be ready to answer questions about the damage.
The insurance company will investigate their claim shortly after it receives the written notice. It may also ask the customer to provide it with additional information. The insurer may choose to accept or decline a claim. If an insurer agrees to pay a claim, it usually pays it within five days. If the insurer rejects a claim, it will inform the customer why it chose to do so.
If the area covered by the molds growing in your home is less than 10 square feet, it is possible to clean the area yourself. Prior to cleaning the area, you should put on protective gear such as a respirator, gloves and goggles. If the molds are growing on a hard surface, you can remove them by scrubbing the area with a multi purpose cleaner or water and detergent.
You should then dry the surface thoroughly. If the fungus has affected any porous material, you should remove it and seal it in a plastic bag before you dispose it off. After cleaning the area, you should revisit the site often and check for signs of more mold growth or additional damage.
If the fungus covers a large area, it is advisable to hire a licensed mold removal specialist to remove it. This professional will kill and remove the fungus from your home by using industrial cleaning supplies and equipment. After the contractor removes the mold, he or she will prevent future growth by treating the affected area.
If your home needs mold removal, you should pay a visit to the web pages online here today. Additional details on mold cleanup services in Michigan are available at http://aaronsrestoration.com/michigan-mold-remediation right now.